Windshield damage is a common problem for drivers, and it can be caused by a variety of factors, such as the weather, another vehicle throwing rocks or debris, or even the smallest pebbles. But does car insurance cover windshield replacement in New Jersey? Depending on the type of policy you have, windshield replacement may be covered by your insurance. If you have comprehensive coverage under your Progressive auto policy, you won't have to pay any deductibles if it's possible to repair your windshield instead of replacing it in all 50 states and meet all coverage requirements. In Florida, South Carolina, and Kentucky, drivers can't be charged a deductible for windshield repair or replacement.
If the windshield breaks after a rear-end collision with another vehicle or hits a pole, collision insurance will likely cover windshield damage minus the deductible you chose for this coverage. A good rule of thumb suggests that if a crack in the glass is at least 15 cm (15 cm) long, the wisest thing to do is to change it completely. If you have comprehensive coverage and meet all of the coverage requirements in Kentucky, Florida, and South Carolina, your insurance company can't apply a deductible to a covered windshield replacement claim. This means that if your windshield were damaged, you wouldn't have to pay a deductible to repair or replace it.
In addition, since a total windshield replacement usually costs several hundred dollars or more, all drivers should know whether or not their car insurance policy will cover this type of damage. However, if the damage is greater, the windshield might not be safe and replacing it with new glass might be the best option. While advances in automotive glass engineering have made cracked and broken windshields less common, windshields and other car windows are still prone to damage. For your safety and to prevent further damage, consider repairing or replacing the windshield if there are signs of cracks or chips.
Yes, you must take out insurance to repair or replace your windshield if it will cost you more than the deductible to pay out of pocket for the works. A falling branch from a tree, the impact of another vehicle, or even an act of vandalism could cause damage or breakage to the windshield and have to be replaced. So if you're wondering if car insurance covers windshield replacement in New Jersey, the answer is yes - depending on your policy.